Arizona Health Insurance
Affordable Care Act Plans
(ACA / “Obamacare”)
Affordable Care Act (ACA) plans are the ONLY plans that offer tax credits for lower income and cover pre-existing health conditions. Open enrollment is Nov 1st – Dec 15th for a Jan 1st effective date.
Short Term Medical Plans
Short Term Medical (STM) plans are not for everyone. They are NOT ACA compliant, NOT eligible for ACA tax credits, and do NOT cover pre-existing conditions. They exclude coverage for prescriptions, maternity, mental health, preventative care, and other limits/exclusions.
Medicare Supplemental Plans
Medicare Supplemental plans (also called Medigap) are utilized by consumers to “fill in the gaps” of Original Medicare Parts A and B.
Steffen Financial Inc / President
- Arizona Agent License 895997
- Arizona Agency License 897198
- Florida Health Agent License #E094922
- Florida Health Agency License #L050583
- National Producer Number (NPN) 7939021
- 30+ Years in the Financial Industry
- 20+ Years in Health Insurance Business
- NABIP Member – Agent Association
- Arizona Agent License 895997
- Arizona Agency License 897198
- Florida Health Agent License #E094922
- Florida Health Agency License #L050583
- National Producer Number (NPN) 7939021
- 30+ Years in the Financial Industry
- 20+ Years in Health Insurance Business
- NABIP Member – Agent Association
William graduated with a B.S. in Business Administration & Finance from California State University of Northridge (CSUN) in 1992. After working at Invesco Funds in various capacities for 7 years, and distributing Janus Funds through Financial Advisors for 5 years; Steffen Financial Inc was launched in 2004. I found my niche in private health insurance and Health Savings Accounts (HSA’s), and allowed my security licenses to expire. The massive health care reform law (PPACA) was passed in 2010, and I found a new purpose for my career.
The launch of ArizonaHealthAgent.com coincides with the inevitable trend of consumers seeking out the professional advice of a licensed career agent, given the complicated nature of the ACA law. The website name conveys exactly what I do for a living….. when you hear it, read it, or see it. My clients can remember it, and it’s easy to refer their family and friends. I enjoy being your Arizona Health Agent.