ACA Marketplace – Arizona Plans
ACA plans are the ONLY plans offering low income subsidies and that cover pre-existing health conditions…
Maricopa County Only
Click on the links below to read the plan details, exclusions and disclaimers.
Oscar HMO-No PCP/Referrals Required
Maricopa County Hospitals:
- Honor Health, Abrazo Health, and Banner Health
- Oscar Health HMO Network Search
- Phoenix Network Overview / Hospitals
- Innovative Care Partners
- No PCP or Specialist Referrals Required
- RX Formulary Search
Forms:
Oscar’s Unique Services:
- Who is Oscar?
- Free Doctor On Call with every plan
- Phone app for Apple and Android
- Concierge 4 person service team
- $3 Rx on Most Plans
*Benefits of Oscar Insurance
Their industry changing mobile app (See video below) is solving a lot of the problems in health care delivery: Finding doctors in network, finding an open appointment on calendar, advance cost estimates, photo uploads, lab results, list of medications taking, text answers from your concierge team and your preferred pharmacy selection.
All plans include:
- FREE Tele-medicine. (Call back in 5-60 min)
- Your own 4 person concierge team
- Up to $100 in step tracking rewards
- Quest Diagnostic Labs
- Choice of CVS / Fry’s / Safeway / Walmart pharmacies.
Additional video’s demonstrating some of Oscar’s tools:
Ambetter HMO-No PCP/Referrals Required

(Formerly Health Net)
Phoenix / Maricopa County Hospitals:
- Banner Health, Honor Health and Abrazo
- Community Care HMO Network
- No PCP or Specialist Referrals Required
List of all hospitals
Search RX Formulary
Other Plan Benefits:
Bright Health HMO-No PCP/Referrals Required
Phoenix / Maricopa County Hospitals:
- Abrazo Health, Dignity Health, and MIHS
- PHX Children’s Hospital & Doctor Network
- Bright Health HMO Network Search
- No PCP or Specialist referrals required
- Dispatch Health Mobile Urgent Care (Maricopa)
- Including transportation to doctor, or home meal delivery after hospital stay, or reimbursement of your doctor copay.
RX Formulary Search
More Plan Documents:
FREE Pediatric Dental and Vision
$75 Urgent Care Copay
New Telehealth
Free Tier 1 Generic Medications
Including transportation to doctor, or home meal delivery after hospital stay, or reimbursement of your doctor copay.
REWARD$ with All Plans
Create an account, assign a PCP, and fill out a health survey and earn up to $500 for wellness actions.
AZ Blue Cross HMO-PCP/Referrals Required
Phoenix / Maricopa County Hospitals:
- Dignity, Phoenix Children’s, Chandler & Gilbert
- Referrals ARE required
- Network Search
- Rx Formulary Search
Plan Documents:
Cigna Connect HMO-PCP/Referrals Required
Maricopa County Only :
- Cigna Connect HMO Network Search
- Cigna Medical Group (CMG) serve as your PCP. CMG – One stop shop to get everything you need under one roof with 95% customer satisfaction
- PCP and Specialist Referrals ARE required
- Banner, Dignity & Honor Health – Hospital Only
- RX Formulary Search
- Patient Assurance Program – $25 for 30-day supply of Preferred Brand Tier 3 insulin
- National pharmacy network—at all major retail pharmacies for any 30 day supply and for any 90 day supply with the exception of Walgreens, plus home delivery available under Express Scripts
- Free Cigna Telehealth Connection – customers can talk to a board-certified doctor about minor health issues 24/7/365, anywhere in the U.S.
- My Personal Champion – a dedicated person to help with complex medical and administrative situations
- Healthy Rewards – health and wellness discounts by being a customer of any Cigna IFP plan
Plan Details:
United Healthcare HMO-PCP/Referrals Required
Maricopa County :
Plan Details:
Pima County Only
Click on the links below to read the plan details, exclusions and disclaimers.
Ambetter HMO-No PCP/Referrals Required
(Formerly Health Net)
Tucson / Pima County Hospitals:
- Banner Health, Honor Health and Abrazo
- Community Care HMO Network
- No PCP or Specialist Referrals Required
List of all hospitals
Search RX Formulary
Other Plan Benefits:
AZ Blue Cross HMO-PCP/Referrals Required
Tucson / Pima County Hospitals:
- Tucon Medical Center Hospital
- Referrals ARE required
- Network Search
- Pima Focus HMO Network Search
- Rx Formulary Search
Plan Documents:
Bright Health HMO-No PCP/Referrals Required
Tucson / Pima County Hospitals:
- Carondelet Hospitals (St Joseph’s & St Mary’s)
- Bright Health HMO Network Search
- No PCP or Specialist referrals required
- Dispatch Health Mobile Urgent Care (Maricopa)
- Including transportation to doctor, or home meal delivery after hospital stay, or reimbursement of your doctor copay.
RX Formulary Search
More Plan Documents:
FREE Pediatric Dental and Vision
$75 Urgent Care Copay
New Telehealth
Free Tier 1 Generic Medications
REWARD$ with All Plans
Create an account, assign a PCP, and fill out a health survey and earn up to $500 for wellness actions.
Other AZ Counties
Click on the links below to read the plan details, exclusions and disclaimers.
AZ Blue Cross HMO-PCP/Referrals Required
Ambetter HMO-No PCP/Referrals Required
(Formerly Health Net)
Expanded to: Pinal, Gila, Graham, Greenlee, and Santa Cruz counties for the 2020 plan year